:root{--navy:#0b2f63;--navy2:#071d40;--red:#c61d32;--ink:#1f2937;--muted:#667085;--line:#e4e9f0;--soft:#f6f8fb;--blue:#214f86;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
a{text-decoration:none;color:inherit}img{max-width:100%;display:block}.container{width:min(var(--max),92%);margin:auto}
.topbar{background:var(--navy2);color:#fff;font-size:12px}.topbar .container{display:flex;justify-content:space-between;gap:18px;padding:8px 0}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.navwrap{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px}.brand img{width:58px;height:58px;object-fit:contain}
.brandname{font-family:Georgia,serif;font-size:21px;font-weight:700;color:var(--navy);line-height:1}.brandsub{font-size:9px;letter-spacing:1.5px;font-weight:800;color:var(--red);margin-top:5px}
nav{display:flex;gap:20px;align-items:center;font-size:13px;font-weight:800}nav a{padding:30px 0}nav a:hover{color:var(--red)}nav .donate{background:var(--red);color:#fff;padding:10px 15px;border-radius:7px}
.mobile{display:none;border:1px solid var(--line);background:#fff;border-radius:7px;padding:8px 12px;font-weight:800}
.hero{background:radial-gradient(circle at 85% 15%,rgba(198,29,50,.1),transparent 24%),linear-gradient(135deg,#f7faff,#fff 62%);border-bottom:1px solid var(--line)}
.hero .container{display:grid;grid-template-columns:1.15fr .85fr;gap:52px;align-items:center;padding:70px 0}.eyebrow,.kicker{color:var(--red);font-size:12px;font-weight:900;letter-spacing:1.7px;text-transform:uppercase}
h1,h2{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.1}h1{font-size:clamp(42px,5.5vw,70px);margin:12px 0 22px}h2{font-size:clamp(31px,4vw,45px);margin:8px 0 14px}h3{color:var(--navy);line-height:1.25}
.hero p,.lead{font-size:18px;color:#566274}.actions{display:flex;gap:13px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 19px;border-radius:7px;border:2px solid var(--navy);font-weight:850;font-size:14px}.btn.primary{background:var(--navy);color:#fff}.btn.red{background:var(--red);border-color:var(--red);color:#fff}.btn.light{background:#fff;color:var(--navy)}
.logobox{background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px;box-shadow:0 20px 55px rgba(8,35,75,.12)}.logobox img{max-width:410px;margin:auto}.tagline{text-align:center;color:var(--navy);font-weight:800;font-size:13px;margin-top:16px}
section{padding:70px 0}.sectionhead{max-width:800px;margin-bottom:32px}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:38px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:17px}
.soft{background:var(--soft)}.card{background:#fff;border:1px solid var(--line);border-radius:13px;padding:24px;box-shadow:0 7px 22px rgba(8,35,75,.05)}.card h3{margin-top:0}.card p{color:#5f6b7a}.cardlink{color:var(--red);font-weight:850}.num{width:39px;height:39px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:900;margin-bottom:14px}
.featurelinks{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.feature{background:#fff;border:1px solid var(--line);border-top:4px solid var(--red);border-radius:10px;padding:19px}.feature strong{display:block;color:var(--navy);margin-bottom:7px}
.band{background:linear-gradient(120deg,var(--navy2),var(--navy));color:#fff;border-radius:17px;padding:34px}.band h2,.band h3{color:#fff}.band p{color:#dbe5f2}
.pagehero{background:linear-gradient(135deg,#f5f9fe,#fff);border-bottom:1px solid var(--line)}.pagehero .container{padding:50px 0}.pagehero h1{font-size:clamp(38px,5vw,58px);margin-bottom:12px}.crumb{font-size:12px;color:var(--muted);margin-bottom:10px}
.notice{border-left:5px solid var(--red);background:#fff5f6;padding:18px 20px;border-radius:8px}.noticeblue{border-left:5px solid var(--blue);background:#f3f7fc;padding:18px 20px;border-radius:8px}
.steps{display:grid;gap:14px}.step{display:grid;grid-template-columns:50px 1fr;gap:16px}.stepnum{width:43px;height:43px;border-radius:50%;display:grid;place-items:center;background:var(--red);color:#fff;font-weight:900}.step h3{margin:0 0 5px}.step p{margin:0;color:#5f6b7a}
.resource{display:flex;justify-content:space-between;gap:18px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px 18px;margin-bottom:11px}.resource .meta{font-size:12px;color:var(--muted)}
.pill{display:inline-block;background:#edf3fa;color:var(--navy);border:1px solid #d7e4f3;border-radius:999px;padding:6px 10px;margin:4px;font-size:12px;font-weight:800}
.form{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;box-shadow:0 8px 26px rgba(8,35,75,.06)}.formgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}label{font-size:13px;font-weight:850;color:var(--navy)}input,select,textarea{width:100%;padding:12px 13px;border:1px solid #cfd8e3;border-radius:7px;font:inherit}textarea{min-height:125px;resize:vertical}
.search{display:flex;gap:10px;margin:18px 0 26px}.search input{flex:1}.results{display:grid;gap:10px}.result{padding:15px 17px;border:1px solid var(--line);border-radius:9px;background:#fff}.result strong{color:var(--navy)}
.download{display:flex;justify-content:space-between;gap:20px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px;margin-bottom:12px}.download h3{margin:0 0 5px}.download p{margin:0;color:var(--muted)}
.article{max-width:820px}.article h2{font-size:31px;margin-top:35px}.article li{margin:7px 0;color:#495566}.utilities{display:flex;gap:12px;flex-wrap:wrap;margin-top:15px}.utilities a{color:var(--red);font-size:13px;font-weight:850}
.cta{display:grid;grid-template-columns:1.3fr .7fr;gap:24px;align-items:center;background:linear-gradient(120deg,var(--navy2),var(--navy));color:#fff;border-radius:18px;padding:36px}.cta h2{color:#fff;margin-top:0}.cta p{color:#dce7f3}
footer{margin-top:68px;background:#071a38;color:#d6e0ec;padding:46px 0 24px}.footgrid{display:grid;grid-template-columns:1.3fr repeat(3,.7fr);gap:28px}.footgrid h4{color:#fff;margin:0 0 10px}.footgrid a{display:block;margin:6px 0;font-size:13px}.footbrand{display:flex;gap:12px;align-items:center;margin-bottom:12px}.footbrand img{width:58px;height:58px;object-fit:contain;background:#fff;border-radius:50%}.small{font-size:12px;color:var(--muted)}.footnote{border-top:1px solid rgba(255,255,255,.15);margin-top:28px;padding-top:18px;font-size:11px;color:#aab9ca}
@media(max-width:980px){nav{display:none;position:absolute;left:0;right:0;top:82px;background:#fff;border-bottom:1px solid var(--line);padding:12px 4%;flex-direction:column;align-items:flex-start;gap:0}nav.open{display:flex}nav a{padding:10px 0;width:100%}.mobile{display:block}.hero .container,.grid2,.cta{grid-template-columns:1fr}.grid3{grid-template-columns:1fr 1fr}.grid4,.featurelinks{grid-template-columns:1fr 1fr}.footgrid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.topbar .container{display:block}.brandname{font-size:17px}.brandsub{font-size:8px}.brand img{width:50px;height:50px}.grid3,.grid4,.featurelinks,.footgrid,.formgrid{grid-template-columns:1fr}.field.full{grid-column:auto}.download{flex-direction:column;align-items:flex-start}.hero .container{padding:46px 0}section{padding:54px 0}}
@media print{.topbar,header,footer,.btn,.mobile{display:none!important}.container{width:100%}section,.pagehero .container{padding:14px 0}.card,.download,.form{box-shadow:none;border-color:#aaa}}

/* v3 content-link architecture */
.topic-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.topic-card{display:block;background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px;box-shadow:0 7px 22px rgba(8,35,75,.045)}
.topic-card:hover{border-color:#bccbdd;transform:translateY(-1px)}
.topic-card h3{margin:0 0 7px}.topic-card p{margin:0 0 10px;color:#5e6978}.topic-card .arrow{font-weight:850;color:var(--red)}
.source-box{margin-top:24px;background:#f7f9fc;border:1px solid var(--line);border-radius:12px;padding:20px}
.source-box h3{margin-top:0}.source-links{display:flex;gap:10px;flex-wrap:wrap}.source-links a{display:inline-flex;padding:9px 12px;border:1px solid #cbd6e2;border-radius:7px;background:#fff;color:var(--navy);font-size:13px;font-weight:800}
.subnav{display:flex;gap:8px;flex-wrap:wrap;margin-top:20px}.subnav a{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 11px;font-size:12px;font-weight:800;color:var(--navy)}
.content-index{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px}
.content-index a{display:block;padding:8px 0;border-bottom:1px solid #edf0f4;color:var(--navy);font-weight:750}.content-index a:last-child{border-bottom:0}
.article-grid{display:grid;grid-template-columns:270px minmax(0,1fr);gap:34px;align-items:start}
.sticky-index{position:sticky;top:112px}
.callout{border-left:5px solid var(--blue);background:#f2f7fc;padding:17px 19px;border-radius:8px;margin:20px 0}
.next-links{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:34px}.next-links a{border:1px solid var(--line);border-radius:10px;padding:15px;background:#fff;color:var(--navy);font-weight:800}
@media(max-width:900px){.topic-grid{grid-template-columns:1fr 1fr}.article-grid{grid-template-columns:1fr}.sticky-index{position:static}}
@media(max-width:620px){.topic-grid,.next-links{grid-template-columns:1fr}}